Workers Compensation Insurance
If you own a business, you probably need Workers Compensation insurance. The Workers Compensation law is complex and ever changing. We can help you determine if you are required to carry Workers Comp insurance and the best way to structure your policy.
Kallman Insurance will work with your business to improve your workers compensation mod (also called the experience rating factor), which will save you money for years to come.
Workers Comp is based on a no-fault system. That means that an injured employee does not need to prove that the injury or illness was someone else’s fault in order to receive workers compensation benefits for an on-the-job injury or illness.
Injured workers are entitled to specific benefits as structured by workers compensation insurance. They include:
- Medical care
- Temporary disability benefits
- Permanent disability benefits
- Vocational rehabilitation services
- Death benefits.
Whether your business is a sole-proprietorship, a partnership, an LLC, or a corporation, Kallman Insurance can explain coverage eligibility issues and present options based on the organizational model of your business. Call us today!
About Kallman Insurance
Kallman Insurance Agency is a full-service independent insurance agency selling Auto, Home, Business, and Life Insurance. Located in Poughkeepsie New York, Kallman Insurance serves the residents and businesses throughout the Hudson Valley. Kallman Insurance is licensed to do business in New York State.
Contact Kallman Insurance at 845-454-2493 for all your personal and commercial business needs.