Great Rates, Prompt, Local, and Professional Service...
We're Right Here in Your Community!
 Robert Kallman, CIC |
Welcome to Kallman Insurance, an agency you can depend on for all your home, auto and business insurance needs. Located in Poughkeepsie New York, Kallman Insurance serves communities throughout the Hudson Valley. Unlike State Farm, GEICO, or other direct writer companies, Kallman Insurance is a full-service independent insurance agency that represents many top-rated insurance companies. We’ll compare home and car insurance rates with many carriers to ensure that you save money and receive all the insurance discounts you’re entitled to. In addition to personal lines coverage, Kallman Insurance is staffed to serve your commercial insurance needs as well. Our commercial lines department will work with your business to make sure you’re properly covered. |
What is a household inventory?
What is a household inventory and why do I need one? A household inventory could prove invaluable if you lost some or all of your household belongings in a fire, burglary or natural disaster by assisting you in recalling and reporting to your insurance company exactly what you lost. How do you take an inventory? There are three basic steps.
It's unwise to pay too much, but it's also unwise to pay too little.
"There is hardly anything in the world that a man can not make a little worse and sell a little cheaper. And people who consider price alone are this man's lawful prey."
"It's unwise to pay too much, but it's unwise to pay too little too. When you pay too much, you lose a little money...that is all. When you pay too little, you sometimes lose everything because the thing you bought was incapable of doing the thing it was bought to do.
How can I prevent boating and swimming accidents?
The most tragic accident is the one that could have been prevented. By observing safety guidelines, you can reduce the incidence of boating and swimming accidents and keep your family safe.
What can I do as a parent of a teen getting ready to drive?
- Encourage awareness of traffic safety.
- Talk to teens and pre-teens about driving etiquette while they're driving with you. Set an example of safe driving practices-wear your seat belt, obey traffic signs and don't speed.
- Limit night driving until your teen has more experience behind the wheel. Though night driving accounts for only 20 percent of teen driving time, it accounts for 50 percent of teen crashes.
Seven Ways to Save on your Car Insurance
There are a number of ways which you can save on your car insurance. Here's a list of seven that could end up saving you thousands of dollars over a lifetime.
Raise Your Deductible
By raising your deductible you're assuming more risk. Naturally when you assume more risk, your premiums will go down. The original purpose of insurance was to share some of the risk involved should a loss occur.
About Kallman Insurance